Medical Insurance for off road

[jim88q]

I'm really interested in vintage motocross racing and would like to know how people are handling Medical Insurance for offroad or racing...where can I get coverage that is reasonable?
Thanks,
Jim

[Nate Dawg]

The insurance I've got is through Assurant Health. (I'm pretty sure if you search for it you can find them on the net) I like them because the policy I'm under covers ambulance rides, helicopter rides and it is nationwide. Alot of insurance companies only cover you in the state you buy the policy in. Since I live in Arizona at present but race in Cali that's kind of a big deal. I don't know if that helps you out at all but that's what I do. O yea, I pay just over a $100 a month. All medical is a little salty in the price department but for what I get this seems like a good find. I have insurance people call me all the time and try to sell me a policy and this is the company and close to the policy so it seems stable. They also have a 2 (or 3 I forget) price lock. So what you get quoted at now, is what you're going to pay for the next couple years. That's a nice little bonus. That way they don't quote you one thing, sucker you in and then jack up the price on you. Hope that helps

[Richie Wohlers]

I don't know anything about it, but the AMA offers some supplemental insurance for sanctioned events: http://www.insurance4ama.com/